The Problem
Intraday liquidity costs banks billions in profits every year
![Screenshot 2021-06-03 at 08.41.42 Screenshot 2021-06-03 at 08.41.42](https://finteum.com/wp-content/uploads/2021/06/Screenshot-2021-06-03-at-08.41.42.png)
Banks often need to make early outgoing payments. Each bank performs a one-sided measurement for liquidity buffer needed and for regulators.
![Screenshot 2021-06-03 at 08.41.54 Screenshot 2021-06-03 at 08.41.54](https://finteum.com/wp-content/uploads/2021/06/Screenshot-2021-06-03-at-08.41.54.png)
Banks with an intraday surplus today are unable to easily transact to earn a return, due to inefficient trade processing, settlement risk and credit risk.
![Untitled Untitled](https://finteum.com/wp-content/uploads/2018/08/Untitled.jpg)
The Solution
Finteum is creating a global financial market for intraday FX swaps on distributed ledger technology (DLT). Most finance DLT applications are replicating existing transactions on-ledger to increase transparency and cut costs, but Finteum uses the power of DLT to create a valuable market for intraday liquidity that was previously impossible.
The Finteum initiative is a bank-led initiative, with bank treasury teams driving the direction. The Finteum team does the heavy lifting and helps the banks to agree among each other on the approach.
![Screenshot 2021-06-03 at 08.50.43 Screenshot 2021-06-03 at 08.50.43](https://finteum.com/wp-content/uploads/2021/06/Screenshot-2021-06-03-at-08.50.43.png)
Get in Contact
If you have questions or comments on the Finteum solution, please get in contact with us to discuss.