The Market Need
Intraday liquidity costs banks billions in profits every year.
Banks need enough funds available throughout the day.
They need to settle transactions, meet payment obligations, and comply with regulatory requirements — without holding excessive idle cash that reduces profitability.
Currently banks have limited tools to manage their intraday positions.
As a result, many end up holding more reserves than required at different points throughout the trading day. This creates both opportunity and direct cost.
These factors can erode profits and elevate risks
This makes efficient intraday liquidity management a critical priority, especially in a higher interest rate environment with heightened regulatory scrutiny.
Finteum was built to solve this challenge
It leverages technology to create an intraday repo and FX swap facility to enable banks to better manage their intraday positions and providing the capability to lend excess funds, creating a new revenue stream.
