London / Singapore, 15 SEPT 2025 – Partior and Finteum are proud to announce the interoperability of their respective platforms, enabling banks to trade intraday FX swaps and orchestrate 24x7 Payment versus Payment (PvP) settlement for settlement-risk-free intraday liquidity management. Supported by Adhara DC Commander technology, the joint solution offers financial institutions a low-barrier, plug-and-play path and robust capability to access and operationalise the benefits of intraday FX swap market liquidity.
In a recent proof-of-concept project, the three firms demonstrated real-time intraday FX swap trades negotiated on Finteum and automatically settled 24x7 Payment vs Payment via Partior’s network, with Adhara DC Commander supporting treasury and FX operations and integration capabilities.
This demonstration proves that the offering delivers immediate value for banks that seek to actively manage their intraday liquidity with zero settlement risk exposure.
As financial institutions face growing pressure to optimise global liquidity and meet intraday buffer requirements, the ability to instantly mobilise excess or access additional liquidity - on an intraday rather than overnight basis - is becoming a critical tool to address both structural and market-driven liquidity challenges.
Finteum’s platform enables banks to efficiently negotiate and execute trades to swap excess cash for the currency liquidity they need, for the exact time required. This creates opportunities to better manage liquidity buffers, reduce idle capital, and unlock new revenue from emerging intraday liquidity markets.
Intraday trading requires precise timing and careful management of FX settlement processes, including addressing Herstatt risk.
This is where Partior plays a critical role. Through its global digital cash settlement network - supported by J.P. Morgan, Deutsche Bank, Standard Chartered, and DBS - Partior delivers 24x7 PvP FX settlement across a growing set of global currencies. This capability gives banks the strong risk management foundation they need to rely on the Finteum intraday marketplace for critical liquidity operations.
Adhara serves as the integration layer between bank systems and both Finteum and Partior. Its DC Commander product enables banks to seamlessly automate intraday settlement without requiring significant changes to their core infrastructure - offering a true plug-and-play approach for treasury operations and FX workflows.
"The Finteum team is delighted to have successfully completed this proof-of-concept project, which creates an alternative to our current non-PvP settlement of intraday FX swap trades, across banks’ existing access to real-time gross settlement systems and nostros. Banks that are focused on the future state of balance sheet and liquidity management are prioritizing real-time digital PvP settlement solutions."
Brian Nolan
Co-founder and CEO, Finteum
“The demand for instant, 24/7 liquidity is driving a fundamental shift in banking. Our collaboration with Finteum and Adhara isn't just a proof of concept; it's a demonstration of how Partior's network enables banks to tap into new market opportunities, such as intraday FX swaps, with the security and finality they need. This is about giving banks the tools to stay agile, reduce risk, and thrive in an increasingly fast-paced financial landscape.” said Humphrey Valenbreder, Chief Executive Officer, Partior.
“Intraday liquidity is fast becoming the new frontier in global treasury and FX operations. Our collaboration with Partior and Finteum proves that it’s now possible to access this liquidity with minimal friction, thanks to open, interoperable infrastructure. Adhara’s DC Commander acts as the bank’s visibility and process control application that makes real-time, cross-platform settlement not only possible but practical—empowering banks to manage liquidity dynamically, without overhauling their core systems,” said Peter Munnings, Co Founder & COO of Adhara.
Liquidity management has moved from a back-office task to a front-line strategic priority. By enabling real-time, cross-platform intraday trading and settlement, Partior, Finteum, and Adhara are giving banks the tools they need to stay competitive and agile in an increasingly fast-paced and cost-intensive liquidity environment.
About Partior
Partior is the trusted global settlement infrastructure that enables real-time, cross-border movement of digital money efficiently and seamlessly. Built on blockchain and backed by DBS Bank, J.P. Morgan, Standard Chartered, Temasek, Peak XV, and Deutsche Bank. Our solutions are solving today and tomorrow’s challenges, unlocking new possibilities through innovative evolution.
Partior’s products are built to integrate with core banking systems, offering 24/7, always-on capabilities to ensure efficient real-time settlement with finality. As a trusted partner of the world’s leading banks, Partior’s interoperable neutral network serves as the universal connector that enables seamless orchestration across platforms.
About Finteum
Finteum is a London-based start-up and has built an interbank funding order and trade management platform. The Finteum Platform is built for intraday funding, using FX swaps and repo as financial products.
About Adhara
Adhara is a leading software company that offers tokenized cash solutions such as deposit tokens and wholesale CBDCs to regulated financial institutions and real-time, multi-currency, liquidity management and international payment solutions to banks and FMIs. Benefiting commercial banks, their corporate clients, central banks, exchanges and international payments networks, Adhara’s platforms deliver certainty by atomically clearing and settling tokenized fiat transactions over enterprise-grade, smart contract-enabled distributed ledgers.
Together, Adhara’s components provide comprehensive liquidity management capabilities for payments, market making and funding solutions, helping to manage FX risk and leverage global liquidity (on a network) in real-time. Adhara has a global reach with development hubs in Spain & South Africa and a business base in the UK and Singapore. Its diverse team has decades of experience in commercial banking technology, capital markets, blockchain, and product design and development, including an Engineering team with excellence in cryptography, enterprise systems and end-user app development.
